Critical illness policy is a long-term insurance that gives you a tax-free sum, should you be diagnosed with one of the illnesses or medical conditions described in your insurance agreement. The money can be used to help you cover mortgage payments, household bills and your treatment or house alterations.

The policy will specify the type of illness it covers, as well as the severity of the ailment. Most of the policies include the following critical illnesses:

  • Cancer
  • Heart attack
  • Stroke
  • Multiple sclerosis
  • Disability, which is a result of illness or accident

Remember that the extent of cover varies between service providers and some policies are not limited to the conditions listed above,
so talk to us about your requirements and we’ll be able to advice according to your wishes – call us on 01708 504455 or email Gary Taylor on